Unlock Working Capital Against Purchase Invoices
Digital-first supply chain financing for growing SMEs & MSMEs
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WHAT IS PURCHASE INVOICE DISCOUNTING?
Instant Cashflow That Starts The Moment You Deliver
Purchase Invoice Discounting helps suppliers unlock immediate working capital against verified post-dispatch purchase invoices. Built on Pavanam's Anchor-Book model, it enables faster funding through the Anchor relationship, eliminating the need for individual vendor agreements.
How Purchase Invoice Financing Works?
Fulfill & Invoice
Complete order dispatch and generate the purchase invoice.
Digital Submission
Upload the post-dispatch invoice onto the Pavanam Finance platform.
Anchor Settlement
Anchor clears the invoice payment directly on schedule.
Verification & Advance:
Quick validation followed by up to 100% advance payout.
Why Avail Purchase Invoice Discounting with Pavanam Finance?

Growth Accelerator
Fulfill larger contracts without complex legal onboarding for vendors.
Anchor-Book Integration
Runs smoothly directly on the anchor's established book.
Zero Vendor Agreements
Bypasses individual vendor agreement sign-offs.
Priority Funding
Leverages corporate anchor credentials for priority processing
Check Your Eligibility
Before You Apply



Invoice Value
₹5L+, issued by rated buyers.
Supplier Capacity
Proven delivery track record and execution capability.
Tenor
Up to 90 days covering post-dispatch terms.

Looking for instant cashflow to stock up your inventory post dispatch?
Our Blogs

What is Invoice Discounting?
Every small business is riddled with the same issue - the wait between raising an invoice and actually getting paid. This blog breaks down how invoice discounting by Pavanam Finance lets you unlock cash tied up in unpaid invoices, while illustrating a real-world example of how this product offering keeps operations running without any new debt.

Vendor Finance vs Factoring
Vendor finance and factoring both ease cash flow pressure, but solve opposite problems. one eases what you owe, the other speeds up what's owed to you.
Frequently Asked
Questions
Still have questions? Know about Pavanam Finance, our financing solutions, eligibility criteria and more.
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