Unlock Working Capital Against Purchase Invoices

Digital-first supply chain financing for growing SMEs & MSMEs

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WHAT IS PURCHASE INVOICE DISCOUNTING?

Instant Cashflow That Starts The Moment You Deliver

Purchase Invoice Discounting helps suppliers unlock immediate working capital against verified post-dispatch purchase invoices. Built on Pavanam's Anchor-Book model, it enables faster funding through the Anchor relationship, eliminating the need for individual vendor agreements.

How Purchase Invoice Financing Works?

Fulfill & Invoice
STEP 1

Fulfill & Invoice

Complete order dispatch and generate the purchase invoice.

Digital Submission
STEP 2

Digital Submission

Upload the post-dispatch invoice onto the Pavanam Finance platform.

Anchor Settlement
STEP 3

Anchor Settlement

Anchor clears the invoice payment directly on schedule.

Verification & Advance:
STEP 4

Verification & Advance:

Quick validation followed by up to 100% advance payout.

Why Avail Purchase Invoice Discounting with Pavanam Finance?

Why Avail

Growth Accelerator

Fulfill larger contracts without complex legal onboarding for vendors.

Anchor-Book Integration

Runs smoothly directly on the anchor's established book.

Zero Vendor Agreements

Bypasses individual vendor agreement sign-offs.

Priority Funding

Leverages corporate anchor credentials for priority processing

Check Your Eligibility
Before You Apply

Invoice Value
Supplier Capacity
Tenor

Invoice Value

₹5L+, issued by rated buyers.

Supplier Capacity

Proven delivery track record and execution capability.

Tenor

Up to 90 days covering post-dispatch terms.

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Looking for instant cashflow to stock up your inventory post dispatch?

Our Blogs

What is Invoice Discounting?

What is Invoice Discounting?

Every small business is riddled with the same issue - the wait between raising an invoice and actually getting paid. This blog breaks down how invoice discounting by Pavanam Finance lets you unlock cash tied up in unpaid invoices, while illustrating a real-world example of how this product offering keeps operations running without any new debt.

Vendor Finance vs Factoring

Vendor Finance vs Factoring

Vendor finance and factoring both ease cash flow pressure, but solve opposite problems. one eases what you owe, the other speeds up what's owed to you.

Frequently Asked
Questions

Still have questions? Know about Pavanam Finance, our financing solutions, eligibility criteria and more.

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