Stock Up Your Inventory Without Draining Your Capital
Digital-first supply chain financing for growing SMEs & MSMEs
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WHAT IS DISTRIBUTOR FINANCING?
Cash Flow That Keeps Your Business Stocked
Distributor Finance helps you purchase inventory without tying up your cash flow. Pavanam pays your approved Anchor directly, so you receive your stock without delay and repay later within a flexible credit period.
How it Works?
Invoice Upload
The anchor uploads the approved invoice onto the Pavanam Finance platform.
Dealer Acceptance
The dealer logs in to review and digitally approve the invoice.
Flexible Repayment
Up to 100% is disbursed directly to the anchor within 24-48 hours.
Instant Disbursal
The dealer repays Pavanam Finance from the sale of the stock.
Benefits

Cash Flow:
Provides growth capital for dealers and distributors.
Competitive Rates:
Enjoy lower rates through corporate credit guarantees.
Real-Time Processing:
Digital processing of proforma or sales invoices.
Scalable Limits:
Repeat limits built for growing distribution networks.
Transparent Dashboards:
Real-time visibility for both anchors and dealers.
Check Your Eligibility
Before You Apply
Dealer Turnover:
?1Cr+ annually, GST-registered.
Relationship:
At least 6 months with the anchor and 2 years in business.
Funding Tenor:
Up to 180 days post-sales.

Keep Inventory Moving Without Cash Flow Pressure
Our Blogs

What is Invoice Discounting?
Every small business is riddled with the same issue - the wait between raising an invoice and actually getting paid. This blog breaks down how invoice discounting by Pavanam Finance lets you unlock cash tied up in unpaid invoices, while illustrating a real-world example of how this product offering keeps operations running without any new debt.

Vendor Finance vs Factoring
Vendor finance and factoring both ease cash flow pressure, but solve opposite problems. one eases what you owe, the other speeds up what's owed to you.
Frequently Asked
Questions
Still have questions? Know about Pavanam Finance, our financing solutions, eligibility criteria and more.
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